70% of banks reported that they could migrate faster if they had more capacity in their equipment.

Make it happen with the speed and flexibility that Pacto offers in its services!

Discover our services! Adaptable to your needs.

  • Technological Development

    Expert web, Android and backend team integrates Pacto solutions with your components and SDKs, adapting them to your business needs or processes.

  • Custom UX design

    We customize our solutions to align with your brand's visual identity and user experience, ensuring a seamless and coherent integration.

  • Specialized Support

    Training for your support team with manuals and IA tools. If required, support service from Pact to your customers.

  • Marketing and Communication

    We offer you customized designs for the launch of your solution. We train your sales network with the necessary knowledge to commercialize the solution.

Strategic Consulting

We thoroughly analyze your processes, identifying opportunities and providing recommendations for the growth and differentiation of your business.

We conduct interviews with clients of the financial institution and the market in general, and report the most demanded requirements of the market.

% of businesses leaving traditional banking for fintechs

Currently, there is no precise data available to indicate the exact percentage of businesses that have migrated from traditional banking to fintechs. However, there is a growing trend in the adoption of technological financial services in Latin America. In 2023, fintechs captured 46.3% of all venture capital funding in the region, reflecting their growing relevance in the financial sector.

elpais.com

In addition, fintechs often offer lower interest rates and more transparent fee structures compared to traditional banks, making them attractive to businesses looking for cheaper financing options.

xepelin.com

These trends suggest that a significant number of merchants are considering or have considered fintechs as a viable alternative to traditional banking, although an exact percentage of this migration is not available.