About us
Our story
From payments for merchants to intelligence for enterprises.
2021
Pacto is born
A clear idea: connect information and technology to make better decisions.
2022
We build our first product
We launched our payments and point-of-sale platform for restaurants and merchants.
2023
We connect to the financial system
We integrated Santander's GetNet and began working closely with financial institutions.
2024
We grow our tier-1 bank partnerships
BBVA / OpenPay chooses Pacto to build SmartPOS, their white-label POS solution.
2025
From payments to intelligence
SmartPOS reaches production and we launch Pacto Cosmos to connect data, documents, and AI.
2026
Scaling what we've built
We deepen our work with Santander and BBVA and open new conversations in banking and other industries.